Payment Policy
Effective Date: March 4, 2025
At Richunie, we aim to provide a secure and seamless shopping experience. This Payment Policy outlines the methods of payment we accept, the processing of payments, and any relevant terms related to your purchases from our website, richunie.com.
1. Accepted Payment Methods
We accept the following payment methods for purchases made on our website:
- Credit/Debit Cards: Visa, MasterCard, American Express, Discover
- PayPal: You can securely complete your payment through your PayPal account.
- Other Payment Methods: We may offer additional payment methods that will be listed at checkout.
All payments are processed securely through encrypted channels to ensure the safety of your personal and financial information.
2. Payment Authorization
When you place an order, you authorize Richunie to charge the full order amount, including any applicable taxes, shipping fees, or other charges, to your selected payment method. Your payment will be processed upon order confirmation, and an order confirmation email will be sent to you.
3. Payment Processing
- Credit/Debit Cards: Payments are processed immediately. If there is any issue with your payment, such as an authorization failure or insufficient funds, we will notify you, and your order may be delayed or canceled.
- PayPal: If you choose PayPal as your payment method, you will be redirected to the PayPal platform to complete your transaction securely. Once payment is complete, you will be returned to our website to finish your order.
4. Security of Transactions
Your security is a top priority for us. All payments are processed using secure SSL encryption to protect your personal and payment information. We do not store sensitive payment details on our servers.
5. Payment Confirmation
Once your payment is successfully processed, you will receive an order confirmation email with the details of your purchase. If you do not receive this confirmation, please check your spam or junk folder. If it is not there, please contact us at info@richunie.com to ensure your order has been processed.
6. Pricing and Taxes
All prices on the website are in USD (United States Dollars). The total price of your order will be calculated at checkout, which includes the price of the items, applicable sales tax, and shipping fees. Sales tax will be added to your order based on the shipping address.
7. Refunds
If you are eligible for a refund, the amount will be credited to the original payment method used at checkout. Please refer to our Refund and Returns Policy for more information on how refunds are processed.
8. Currency
All transactions on richunie.com are processed in USD (United States Dollars). If you are purchasing from outside the U.S., please be aware that currency exchange rates may apply through your bank or credit card provider.
9. Payment Issues
If you experience any issues with processing your payment, please ensure that your credit card information is entered correctly, and that there are sufficient funds or credit available. You can also contact your payment provider to resolve any issues. If you continue to face problems, please contact our customer service team at info@richunie.com or call 616-712-3999.
10. Fraud Prevention
To protect against fraud, Richunie may require additional verification for high-value orders or unusual payment activity. We reserve the right to cancel or modify orders that we suspect may involve fraudulent activity.
11. Payment Disputes
If you believe there is an error with your payment or charges related to your order, please contact us at info@richunie.com as soon as possible. We will work to resolve the issue promptly.